We offer you peace of mind in knowing that you and your family will have the financial future you’ve always dreamed of. Futuric Planning Inc. is able to offer some of the best insurance available in the marketplace from some of North America’s top Carriers.
Life Insurance offers a tax-free benefit in the event of death to a designated beneficiary. You may choose from three options: Universal Life which provides a permanent lifetime benefit with the addition of tax deferred investment, Whole Life which provides a permanent lifetime benefit with the addition of guaranteed cash values and Term which provides a level death benefit for a specific period of time.
Non-medical Insurance provides individuals who may have been declined or are in poor health the opportunity to obtain life or critical illness insurance, without the need to provide any form of medical evidence. Click here to obtain a non-medical critical illness quote & apply online.
Living Benefits Insurance
There are three types of Living Benefits Insurance, which provide a tax-free benefit to an individual while they are alive. Critical Illness insurance provides a lump-sum payment in the event that someone is diagnosed with one of a given list of conditions. Disability insurance provides a monthly benefit to replace a loss of income that may arise due to prolonged illness or injury. Long Term Care insurance provides a monthly benefit to cover the cost that may be incurred due to someone’s inability to perform two activities of daily living.
An appropriately structured Employee Benefits plan can provide your business with the ability to attract and retain excellent employees while at the same time providing your company with a company policy for employees in the event of death, disability, major medical & dental bills, as well as retirement planning.
Individual Health Plan
Personally designed plan that covers medical cost incurred by yourself and your family. Click here to obtain a quote & apply online.
Health Spending Accounts
A uniquely designed account for sole proprietors to help with healthcare spending costs. Provides a tax efficient way to set aside funds to help offset any medical costs that may be incurred by a sole proprietor or their family.
Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one’s own country, or internationally. Click here to obtain a travel quote & apply online.
We are able to offer a variety of segregated fund products from some of the top insurance carriers in Canada, including Industrial Alliance, Manulife, Desjardins Financial, Empire Life, etc. We are also able to offer the following services below:
Financial Planning and Pension and Retirement Planning are provided by qualified associates of Futuric Planning Inc